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Best time to apply for AAdvantage cards based on offer history

March 19, 2026
19 min read
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Editor's Note

This is a recurring post, regularly updated with new information. Citi is a TPG advertising partner.

American Airlines is one of the world's largest airlines, serving over 350 destinations and connecting essentially every corner of the globe. Its loyalty program, American Airlines AAdvantage, offers a suite of cobranded credit cards with Citi.

These credit cards offer generous welcome bonuses that come with thousands of valuable AAdvantage miles. American Airlines has numerous sweet spots where you can redeem your miles for maximum value.

However, before applying for one of these cards, you may be wondering when the best time to apply is so that you can earn the highest welcome bonus.

Welcome bonuses are subject to frequent changes, whether that be offering a lower or higher bonus. While there is no simple answer to when the best time to apply is, our historical data on welcome offers can give you some guidance.

Knowing the welcome offer a card has previously offered can also help you when analyzing the current offer.

We've collected the offer history for each of the most popular Citi / AAdvantage cards to help you decide when to apply.

Note: We will only discuss publicly available welcome offers. However, you might receive targeted offers with more bonus miles or cash back. Keep in mind that offers may change at any time, and some of the offers mentioned below may not be available at this time.

Best Citi / AAdvantage credit card welcome bonuses

CardBest welcome offer we've seenWhen to apply
Earn 80,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
When the bonus offer is higher than 50,000 miles
Earn 90,000 miles after spending $5,000 on purchases within the first four months of account opening.
When the bonus offer is higher than 60,000 miles
Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening.
When the bonus offer is higher than 80,000 miles
Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.
When the bonus offer is higher than 50,000 miles

The information for the Citi / AAdvantage Platinum Select Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Best welcome offers of the month

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Citi / AAdvantage Platinum Select World Elite Mastercard

The Citi / AAdvantage Platinum Select's perks include access to preferred boarding, no foreign transaction fees and a free checked bag on domestic flights, making it an excellent choice for anyone who flies American Airlines regularly.

Plus, you can earn a $125 flight discount after spending $20,000 or more per year on the card. The card has no introductory annual fee during the first year; the annual fee is $99 thereafter.

Citi AA Platinum Select art
THE POINTS GUY

Here are the offers we've seen on the Citi / AAdvantage Platinum Select Mastercard:

Welcome offer history

Approximate dateOfferValue*
March 2026 to now
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
January 2026 to March 2026
Earn 80,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,360
September 2025 to January 2026
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
July 2025 to September 2025
Earn 80,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,360
May 2025 to July 2025
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
February 2025 to May 2025
Earn 75,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,275
October 2024 to February 2025
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
August 2024 to October 2024
Earn 75,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,275
April 2024 to August 2024
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
March 2024 to April 2024
Earn 75,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,275
February 2024 to March 2024
Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.
$1,020
May 2023 to February 2024
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
April 2023 to May 2023
Earn 75,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,275
July 2022 to April 2023
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
June 2022 to July 2022
Earn 75,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.
$1,275
June 2019 to June 2022
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
April 2019 to June 2019
Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.
$1,020
March 2019 to April 2019
Earn 50,000 bonus miles after spending $2,500 on purchases within the first three months of account opening.
$850
November 2018 to March 2019
Earn up to 50,000 bonus miles: Earn 40,000 miles after spending $2,000 on purchases in the first three months of account opening and an extra 10,000 miles after spending a total of $6,000 in the first 12 months.
Up to $850
May 2018 to November 2018
Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.
$1,020
February 2018 to May 2018
Earn 30,000 bonus miles after spending $1,000 on purchases within the first three months of account opening.
$510
November 2017 to February 2018
Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.
$1,020

*Bonus offer value is based on TPG's March 2026 valuations and not provided by the credit card issuer.

Highest welcome offer

The highest offer we've seen offered new cardholders 80,000 bonus miles after spending $3,500 on purchases within the first four months of account opening.

When to apply

If the offer is over 50,000 bonus miles, consider applying, but if you can wait for higher offers, this card typically has elevated welcome offers a few times a year.

To learn more, read our full review of the Citi / AAdvantage Platinum Select Mastercard.

Related: 6 reasons to get the Citi AAdvantage Platinum Select Mastercard

Citi / AAdvantage Globe Mastercard

The Citi / AAdvantage Globe Mastercard is a mid-tier card option for American Airlines flyers. It offers perks frequently associated with a cobranded airline card, like a free checked bag and priority boarding, but it also offers more elevated perks, such as four annual Admirals Club passes, a statement credit for inflight purchases and a companion certificate.

Citi AA Globe Centennial art
THE POINTS GUY

Here are the offers we've seen on the Citi / AAdvantage Globe Mastercard:

Welcome offer history

Approximate dateOfferValue*
March 2026 to now
Earn 60,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.
$1,020
October 2025 to March 2026
Earn 90,000 bonus miles after spending $5,000 on purchases within the first four months from account opening.
$1,530

*Bonus offer value is based on TPG's valuations and not provided by the credit card issuer.

Highest welcome offer

The highest welcome offer we've seen on the Citi / AAdvantage Globe Mastercard gave new cardholders the opportunity to earn 90,000 bonus miles after spending $5,000 on purchases within the first four months of account opening.

When to apply

If the offer is over 60,000 bonus miles, it's an ideal time to apply.


Learn more: Citi / AAdvantage Globe Mastercard


Citi / AAdvantage Executive World Elite Mastercard

The Citi / AAdvantage Executive World Elite Mastercard is the premium card in the AAdvantage lineup.

Cardholders enjoy a complimentary Admirals Club membership — a value that alone more than makes up for the card's $595 annual fee. It also offers up to $240 in annual statement credits for Lyft (up to $120 annually, allotted up to $10 monthly; you must take three eligible rides each month to receive the credit) and eligible Grubhub purchases (up to $120 annually, allotted up to $10 monthly).

Citi AA Exec Centennial art
THE POINTS GUY

Here are the offers we've seen on the Citi / AAdvantage Executive World Elite Mastercard:

Welcome offer history

Approximate dateOfferValue*
March 2026 to now 
Earn 70,000 bonus miles after spending $7,000 on purchases within the first three months of account opening.
$1,190
January 2026 to March 2026
Earn 100,000 bonus miles after spending $10,000 on purchases within the first three months of account opening.
$1,700
July 2025 to January 2026
Earn 70,000 bonus miles after spending $7,000 on purchases within the first three months of account opening.
$1,085
May 2025 to July 2025
Earn 100,000 bonus miles after spending $10,000 on purchases within the first three months of account opening.
$1,700
July 2024 to May 2025
Earn 70,000 miles after spending $7,000 on purchases within the first three months of account opening.
$1,085
June 2024 to July 2024
Earn 100,000 bonus miles after spending $10,000 on purchases within the first three months of account opening.
$1,700
September 2023 to June 2024
Earn 70,000 miles after spending $7,000 on purchases within the first three months of account opening.
$1,085
July to September 2023
Earn 100,000 miles after spending $10,000 on purchases within the first three months of account opening.
$1,700
December 2022 to July 2023
Earn 50,000 bonus miles after spending $5,000 on purchases within the first three months of account opening.
$850
October 2022 to December 2022
Earn 80,000 bonus miles after spending $5,500 on purchases within the first three months of account opening.
$1,360
October 2021 to October 2022
Earn 50,000 bonus miles after spending $5,000 on purchases within the first three months of account opening.
$850
August 2021 to October 2021
Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 on purchases within the first three months of account opening.
$850
July 2019 to August 2021
Earn 50,000 bonus miles after spending $5,000 on purchases within the first three months of account opening.
$850

*Bonus offer value is based on TPG's valuations and not provided by the credit card issuer.

Highest welcome offer

The highest welcome offer we've seen on the Citi / AAdvantage Executive World Elite Mastercard gave new cardholders a chance to earn 100,000 bonus miles after spending $10,000 on purchases within the first three months of account opening.

When to apply

If the offer is over 80,000 bonus miles, it's an excellent time to apply.


Learn more: Citi / AAdvantage Executive World Elite Mastercard


Related: Is the Citi / AAdvantage Executive World Elite Mastercard worth it?

Citi / AAdvantage Business World Elite Mastercard

The Citi / AAdvantage Business World Elite Mastercard is excellent for businesses with employees who frequently fly American Airlines. Its perks include a free checked bag on domestic flights, preferred boarding and the potential to earn a companion certificate. The card has no introductory annual fee during the first year; the annual fee is $99 thereafter.

Citi AAdvantage Business World Elite Mastercard
THE POINTS GUY

Here are the offers we've seen on the Citi / AAdvantage Business World Elite Mastercard:

Welcome offer history

Approximate dateOfferValue*
March 2026 to now
For a limited time, earn 75,000 bonus miles after spending $5,000 on purchases within the first five months from account opening.
$1,275
December 2025 to March 2026
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months from account opening.
$1,105
September 2025 to December 2025
Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.
$1,275
May 2025 to September 2025
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,105
April 2025 to May 2025
Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.
$1,275
January 2025 to April 2025
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,105
October 2024 to January 2025
Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.
$1,275
June 2024 to October 2024
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,105
April 2024 to June 2024
Earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.
$1,275
August 2020 to April 2024
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,105
May 2020 to August 2020
Earn 70,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,085
March 2020 to May 2020
Earn 65,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,105
October 2019 to March 2020
Earn 70,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,085
July 2019 to October 2019
Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening.
$1,020
April 2019 to July 2019
Earn 70,000 bonus miles after spending $4,000 on purchases within the first four months of account opening.
$1,085

*Bonus offer value is based on TPG's valuations and not provided by the credit card issuer.

Currently, new cardholders for the Citi / AAdvantage Business World Elite Mastercard can earn a limited-time offer of 75,000 bonus miles after spending $5,000 on purchases within the first five months from account opening.

Highest welcome offer

The highest welcome offer we've seen for the Citi / AAdvantage Business World Elite Mastercard was when it gave new cardholders the opportunity to earn 75,000 bonus miles after spending $5,000 on purchases within the first five months of account opening.

When to apply

If the offer is over 50,000 miles, you should consider applying.


Learn more: Citi / AAdvantage Business World Elite Mastercard


Related: ​​​​Why you should have multiple credit cards

Application restrictions

Citi has some strict application restrictions. Citi doesn't limit the number of cards you can have, but it will limit your overall credit.

Citi is also sensitive to recent inquiries, so for the best results, wait a few months from your last card application before applying for a Citi card.

Additionally, Citi has the 8/65 rule, which means:

  • You can only apply for one card (whether personal or business) every eight days and no more than two cards in a 65-day window.
  • You can only apply for one business card every 90 days.

There are exceptions to this rule, but this is general guidance for optimal results.

You'll generally want a good credit score of at least 670 before applying for either card.

Woman writing notes at computer
HALFPOINT IMAGES/GETTY IMAGES

Additionally, if you have previously earned a welcome bonus on a Citi / AAdvantage card, it's possible to earn another.

According to the Citi / AAdvantage Executive World Elite Mastercard's terms, "New account bonus is not available if you have received a new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi® / AAdvantage® Executive account."

These terms only apply to individual cards and not the whole family of cards. You can also hold multiple Citi / AAdvantage cards at the same time. You can even earn multiple welcome bonuses as long as they are different card products and it's outside the 48-month window.

It's important to note that the 48-month period starts when you receive the welcome bonus, not when you're approved for the card. For example, if you switch to the Citi / AAdvantage Platinum Select World Elite Mastercard after earning the welcome bonus on the Citi / AAdvantage Executive World Elite Mastercard, you'd still have to wait 48 months from when you earned your welcome bonus on the Citi / AAdvantage Executive to earn another Citi / AAdvantage Executive welcome bonus.

Related: What you need to know about earning another American Airlines card welcome bonus

Bottom line

Before applying for a Citi / AAdvantage credit card, you want to make sure you're getting the best welcome bonus possible.

Our historical data on welcome offer history can provide you with a good reference point for guidance on the best time to apply for Citi / AAdvantage cards based on year-over-year trends.

Be sure to check our other offer history guides as a reference point when you're looking to apply for your next credit card.

Featured image by ZACH GRIFF/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
3XEarn 3X Miles on Delta purchases.
1XEarn 1X Miles on all other eligible purchases.
Intro offer
Open Intro bonus
Earn up to 125,000 Bonus Miles
Annual fee
$650
Regular APR
19.49%-28.49% Variable
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Delta SkyClub access when flying Delta
  • Annual companion ticket for travel on Delta (upon renewal)
  • Ability to earn MQDs through spending
  • Various statement credits for eligible purchases

Cons

  • Steep annual fee of $650
  • Other Delta cobranded cards offer superior earning categories
  • Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • See Rates & Fees